Patient resources
Dental Financing & Payment Options
Cherry, CareCredit, most PPO insurance, and flexible in office plans so cost never stops you from getting the dental care you need.
Convenient payment options
Treat now, pay on terms that fit your life
We believe quality dentistry should not require a savings raid. Whether you have insurance, no insurance, or somewhere in between, we have a financing path that lets you start treatment without putting your finances on the back burner.
Buy now, pay over time
Cherry
Cherry lets you split your treatment into easy monthly payments. According to Cherry, their initial application uses a soft credit check. Approval decisions are fast, and promotional financing options including 0% APR plans may be available for qualified patients on select terms. Visit withcherry.com for current details.
Visit CherryHealth and wellness credit line
CareCredit
CareCredit is a dedicated healthcare credit line you can use for dental work, vision, and other medical expenses. Promotional financing options are available for qualified applicants on larger treatment plans.
Visit CareCreditFor longer treatment plans
In office payment plans
For comprehensive treatment that runs over multiple visits, we can structure phased payments tied to phases of care. Talk to our treatment coordinator and we will build a plan around your budget.
Insurance
We work with your dental insurance, not against it
Insurance can be confusing. We have dedicated team members whose entire job is making sense of your benefits, maximizing your coverage, and explaining your options in plain language.
See accepted insurance-
Most PPO plans accepted
We accept the majority of PPO dental insurance plans. We will run your benefits in advance and walk you through what is covered, what is not, and what you can expect to owe out of pocket before treatment begins.
-
Pre treatment estimates in writing
Surprise dental bills are not OK with us. You will get a written estimate showing your insurance portion and your portion before any work starts, so you can decide what is right for you.
-
No insurance? Still affordable.
If you do not have dental insurance, ask about our in office options. We will help you compare paying out of pocket against signing up for a dental discount plan or financing through Cherry or CareCredit.
Frequently asked
Financing questions our patients actually ask
Have a question that is not answered here? Call us and we will give you a straight answer for your situation, with no pressure to commit.
Will applying for Cherry or CareCredit hurt my credit score?
According to Cherry, their initial application uses a soft credit check. CareCredit performs a hard inquiry once you formally apply. Terms and processes may change, so visit each provider's website for the most current details. Our team can walk you through the differences if you are not sure which fits your situation.
What insurance plans do you accept?
We accept most major PPO insurance plans. If you are unsure whether your plan is in network, call us and we will look up your specific carrier and group number while you are on the phone.
Do you take Medi-Cal or Denti-Cal?
We are not currently a Medi-Cal or Denti-Cal provider. If you are looking for Medi-Cal coverage, call your plan and they can refer you to a participating office in the Sacramento area.
Can I split a large treatment plan across visits to manage cost?
Yes. For phased treatment, we will sequence your care so that the most urgent work happens first and the cosmetic or elective items can be timed and budgeted around your needs.
Get started
Ready for a dentist that actually listens?
Whether you need a routine cleaning, Invisalign consultation, or urgent care, we make getting started simple. Most new patients are seen within a week.